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Check out therapists located nearby or offering teletherapy in New York below.

Online Therapists

Photo of Gitty Rubin, Counselor in Sullivan County, NY
Gitty Rubin
Counselor, LMHC
Verified Verified
New York, NY 10024
In addition to specialized training in traditional methods such as cognitive behavioral therapy, play therapy, parenting, bio/neurofeedback, anxiety & OCD therapy, I devoted my career to research & help patients understand the science behind their emotions & to learn to deal with them effectively.
Like most human beings, you are doing your best trying to deal with the cards life dealt you. You are motivated and want to improve the quality of your life; only life hasn’t always provided you with the answers. If you are like most people, you have put in a lot of effort and often ended up disappointed in those ‘proven’ methods. However, your life and your brain are unique. Just like you can’t debate whether a hammer or screwdriver is ‘better’, there is no ‘best’ psychological method.
In addition to specialized training in traditional methods such as cognitive behavioral therapy, play therapy, parenting, bio/neurofeedback, anxiety & OCD therapy, I devoted my career to research & help patients understand the science behind their emotions & to learn to deal with them effectively.
Like most human beings, you are doing your best trying to deal with the cards life dealt you. You are motivated and want to improve the quality of your life; only life hasn’t always provided you with the answers. If you are like most people, you have put in a lot of effort and often ended up disappointed in those ‘proven’ methods. However, your life and your brain are unique. Just like you can’t debate whether a hammer or screwdriver is ‘better’, there is no ‘best’ psychological method.
(646) 257-4170 x4 View (646) 257-4170 x4
Photo of Anderson S Yoon, Clinical Social Work/Therapist in Sullivan County, NY
Anderson S Yoon
Clinical Social Work/Therapist, DSW, LCSW-R, MSt, RPT-S
Verified Verified
Flushing, NY 11354  (Online Only)
I will assist you in protecting your emotional and behavioral health with a variety of professional and scientific interventions including psychosocial assessment, dialectical behavior therapy, cognitive-behavior therapy, MBCT, Gottman couples therapy, play therapy, biofeedback/ neurofeedback, alcoholism, and substance abuse treatment, nutritional therapy,.
Every human being has the right to pursue happiness without being inundated with emotional and behavioral problems. Happiness is not optional but mandatory. Everyone deserves a fulfilling life. To achieve optimal success and happiness, we must maintain emotional health as well as physical health. If we lose this emotional component, physical health is not achievable, and vice versa.
I will assist you in protecting your emotional and behavioral health with a variety of professional and scientific interventions including psychosocial assessment, dialectical behavior therapy, cognitive-behavior therapy, MBCT, Gottman couples therapy, play therapy, biofeedback/ neurofeedback, alcoholism, and substance abuse treatment, nutritional therapy,.
Every human being has the right to pursue happiness without being inundated with emotional and behavioral problems. Happiness is not optional but mandatory. Everyone deserves a fulfilling life. To achieve optimal success and happiness, we must maintain emotional health as well as physical health. If we lose this emotional component, physical health is not achievable, and vice versa.
(917) 905-2917 View (917) 905-2917
Photo of HeeSun Park, Psychologist in Sullivan County, NY
HeeSun Park
Psychologist, PhD, LCAT
Verified Verified
Mineola, NY 11501
The approaches I utilize with children include play therapy, creative arts therapy, Cognitive-Behavioral Therapy (CBT), neurofeedback, stress management through mindfulness, and existential-humanistic therapy.
Life poses many challenges. We are burdened by our circumstances, and carry the past with us into our present. All the aspects of our lives together can leave us bewildered, anxious, angry, sad, or afraid. This colors our thinking, decisions and the situations we create. And it leads us to wonder: how can things be better?
The approaches I utilize with children include play therapy, creative arts therapy, Cognitive-Behavioral Therapy (CBT), neurofeedback, stress management through mindfulness, and existential-humanistic therapy.
Life poses many challenges. We are burdened by our circumstances, and carry the past with us into our present. All the aspects of our lives together can leave us bewildered, anxious, angry, sad, or afraid. This colors our thinking, decisions and the situations we create. And it leads us to wonder: how can things be better?
(516) 715-4940 View (516) 715-4940
Photo of Behavioral Associates, Psychologist in Sullivan County, NY
Behavioral Associates
Psychologist, PhD, BCN, BCB
Verified Verified
New York, NY 10128
Dr. Robert Reiner is the Executive Director and founder of Behavioral Associates (BA), and has been practicing psychology since 1981. He specializes in Cognitive Behavioral Therapy (CBT) for individuals, couples and families alone or in combination with Biofeedback, Neurofeedback, Virtual Reality Therapy (VRT) and QEEG assessment. Dr. Reiner is a warm, compassionate psychologist that personally meets with each new patient during the initial consultation to assess the patients' individual needs, match them with one of the expert clinicians on staff, and devise a treatment plan. While he views medication as a last resort, psychiatrists are available to prescribe when deemed necessary.
Dr. Robert Reiner is the Executive Director and founder of Behavioral Associates (BA), and has been practicing psychology since 1981. He specializes in Cognitive Behavioral Therapy (CBT) for individuals, couples and families alone or in combination with Biofeedback, Neurofeedback, Virtual Reality Therapy (VRT) and QEEG assessment. Dr. Reiner is a warm, compassionate psychologist that personally meets with each new patient during the initial consultation to assess the patients' individual needs, match them with one of the expert clinicians on staff, and devise a treatment plan. While he views medication as a last resort, psychiatrists are available to prescribe when deemed necessary.
(646) 791-4246 View (646) 791-4246
Photo of Kim Raffaelli, Counselor in Sullivan County, NY
Kim Raffaelli
Counselor, LMHC, NCC, BCN
Verified Verified
Lagrangeville, NY 12540
I often use an integrative approach which may include Neurofeedback together with traditional therapeutic approaches to provide a holistic experience.
xx I am currently accepting new clients for morning & early afternoon appointments xx Are you feeling overwhelmed, sad or anxious? Have you ever felt that you couldn’t share your story with anyone because you feel that they just couldn’t possibly understand or that they would somehow judge you? We all have a story, and often we have to just push it aside just to get through our day until one day we realize that our story has taken over and is now interfering with our daily life. I will work to help you find the right tools to rewrite your story while in a calming nonjudgmental space.
I often use an integrative approach which may include Neurofeedback together with traditional therapeutic approaches to provide a holistic experience.
xx I am currently accepting new clients for morning & early afternoon appointments xx Are you feeling overwhelmed, sad or anxious? Have you ever felt that you couldn’t share your story with anyone because you feel that they just couldn’t possibly understand or that they would somehow judge you? We all have a story, and often we have to just push it aside just to get through our day until one day we realize that our story has taken over and is now interfering with our daily life. I will work to help you find the right tools to rewrite your story while in a calming nonjudgmental space.
(845) 203-6280 View (845) 203-6280
Photo of Brian M Lissak, Licensed Master Social Worker in Sullivan County, NY
Brian M Lissak
Licensed Master Social Worker, LMSW
Verified Verified
Brooklyn, NY 11215
I am also adept at using various forms of biofeedback & neurofeedback as an adjunct to talk therapy, as well as a keen understanding of the nervous system to individuate my work with you.
I specialize in anxiety, depression, ADD/ADHD, family and interpersonal relationships, OCD, as well as a wide array encompassing many other challenges. I also work with people on Peak Performance training. My work takes place both in a clinical office setting as well as out in the real world, working with you in the way that will most effectively achieve your goals.  I am informed by Cognitive Behavioral Therapy (CBT), Internal Family Systems, Somatic Experiencing, Hakomi, Motivational Interviewing, among other modalities and frameworks. I am also trained in Psychedelic Assisted Psychotherapy and work with clients using Ketamine.
I am also adept at using various forms of biofeedback & neurofeedback as an adjunct to talk therapy, as well as a keen understanding of the nervous system to individuate my work with you.
I specialize in anxiety, depression, ADD/ADHD, family and interpersonal relationships, OCD, as well as a wide array encompassing many other challenges. I also work with people on Peak Performance training. My work takes place both in a clinical office setting as well as out in the real world, working with you in the way that will most effectively achieve your goals.  I am informed by Cognitive Behavioral Therapy (CBT), Internal Family Systems, Somatic Experiencing, Hakomi, Motivational Interviewing, among other modalities and frameworks. I am also trained in Psychedelic Assisted Psychotherapy and work with clients using Ketamine.
(718) 673-6803 View (718) 673-6803
Photo of Jordan Hirshon, Counselor in Sullivan County, NY
Jordan Hirshon
Counselor, LMHC
Verified Verified
New York, NY 10010
Someone who works with me should know that I have a deep understanding of the brain from my professional training in neurofeedback.
The clients I work with range from 7 years old to 85. Typically the clients who seek my help are experiencing anxiety, depression, panic, relationship problems, phase of life difficulties, or memory problems. The goals clients have are typically to achieve a more balance life and mitigate their mental health difficulties.
Someone who works with me should know that I have a deep understanding of the brain from my professional training in neurofeedback.
The clients I work with range from 7 years old to 85. Typically the clients who seek my help are experiencing anxiety, depression, panic, relationship problems, phase of life difficulties, or memory problems. The goals clients have are typically to achieve a more balance life and mitigate their mental health difficulties.
(332) 877-9778 View (332) 877-9778
Photo of Dr. Naeema Burgess, Psychologist in Sullivan County, NY
Dr. Naeema Burgess
Psychologist, MS, PsyD, ABSNP-D, LP
Verified Verified
Mount Vernon, NY 10550
Neurofeedback trains your brain to self-regulate to reduce and eliminate symptoms.
Are you experiencing turmoil in reaching your life goals? Are you at a standstill in life and need coaching to set goals and jump back on the road to success? Are you experiencing a challenge in parenting a child with special needs or emotional disturbance? Are you experiencing a challenge in navigating the education system for your child? Does your child have behavioral challenges that you may need help with resolving? Sometimes people need an ear of support to help them to regroup or to really take a step back and better understand what is happening and to help develop a plan to make progress. WE PROVIDE: Neurofeeback.
Neurofeedback trains your brain to self-regulate to reduce and eliminate symptoms.
Are you experiencing turmoil in reaching your life goals? Are you at a standstill in life and need coaching to set goals and jump back on the road to success? Are you experiencing a challenge in parenting a child with special needs or emotional disturbance? Are you experiencing a challenge in navigating the education system for your child? Does your child have behavioral challenges that you may need help with resolving? Sometimes people need an ear of support to help them to regroup or to really take a step back and better understand what is happening and to help develop a plan to make progress. WE PROVIDE: Neurofeeback.
(914) 371-3771 View (914) 371-3771
Photo of Shandelle Hether-Gray, Licensed Professional Counselor in Sullivan County, NY
Shandelle Hether-Gray
Licensed Professional Counselor, MA, LMHC, LCPC
Verified Verified
Brooklyn, NY 11215
Our MD office also offers neurofeedback for treatment resistant anxiety, depression and attention.
I am trained in using CBT, EMDR, and other evidence-based approaches to help people make lasting changes to their self-image that lead to real changes in their lives. My approach is hands on, goal-oriented, strengths based, and gender/identity affirming. I help clients challenge unrealistic patterns of thinking, deconstruct who they are from who they have learned to be, learn how to feel safe and regulated in their body, identify options for difficult life situations that align with their values, and learn the skills to meet their needs e.g. assertiveness, boundary setting, communication, mindfulness, relaxation and grounding.
Our MD office also offers neurofeedback for treatment resistant anxiety, depression and attention.
I am trained in using CBT, EMDR, and other evidence-based approaches to help people make lasting changes to their self-image that lead to real changes in their lives. My approach is hands on, goal-oriented, strengths based, and gender/identity affirming. I help clients challenge unrealistic patterns of thinking, deconstruct who they are from who they have learned to be, learn how to feel safe and regulated in their body, identify options for difficult life situations that align with their values, and learn the skills to meet their needs e.g. assertiveness, boundary setting, communication, mindfulness, relaxation and grounding.
(347) 269-1706 View (347) 269-1706
Photo of Charles Brody, Counselor in Sullivan County, NY
Charles Brody
Counselor, MEd, MA, LMHC
Verified Verified
2 Endorsed
My practice specializes in empowering the individual to regain the perceived loss of control over their life. The main avenue is through the use of state of the art Biofeedback, Neurofeedback, Hypnosis, Cognitive Behavioral Therapy and Mindfulness Techniques. The conditions treated include anxiety disorders, depression, phobias, insomnia and various neurological issues including ADHD and Tourette's Syndrome. I also specialize in various stress related conditions including headaches, gastrointestinal disorders, chronic pain, TMJ and cardiovascular problems.
My practice specializes in empowering the individual to regain the perceived loss of control over their life. The main avenue is through the use of state of the art Biofeedback, Neurofeedback, Hypnosis, Cognitive Behavioral Therapy and Mindfulness Techniques. The conditions treated include anxiety disorders, depression, phobias, insomnia and various neurological issues including ADHD and Tourette's Syndrome. I also specialize in various stress related conditions including headaches, gastrointestinal disorders, chronic pain, TMJ and cardiovascular problems.
(516) 342-3429 View (516) 342-3429
Photo of Expressive Connections Mental Health Counseling, Counselor in Sullivan County, NY
Expressive Connections Mental Health Counseling
Counselor, LMHC, BCB, MSEd
Verified Verified
1 Endorsed
Lynbrook, NY 11563
At Expressive Connections, we offer individual counseling to young children, adolescents and adults, couples counseling, therapeutic parent coaching, biofeedback, neurofeedback, groups and workshops.
There is nothing wrong with you for feeling afraid, anxious, depressed, angry, depleted of energy, numb, lost, and confused. In fact, your courage and your willingness to be vulnerable are what make you resilient. Your body is responding to its environment, and that’s normal. It is sending you messages and we are going to decipher those messages together. Be so kind to yourself as you are about to embark on a journey of self-discovery and healing.
At Expressive Connections, we offer individual counseling to young children, adolescents and adults, couples counseling, therapeutic parent coaching, biofeedback, neurofeedback, groups and workshops.
There is nothing wrong with you for feeling afraid, anxious, depressed, angry, depleted of energy, numb, lost, and confused. In fact, your courage and your willingness to be vulnerable are what make you resilient. Your body is responding to its environment, and that’s normal. It is sending you messages and we are going to decipher those messages together. Be so kind to yourself as you are about to embark on a journey of self-discovery and healing.
(516) 363-1040 View (516) 363-1040
Photo of Kimberlee Culver, LCSW, Clinical Social Work/Therapist in Sullivan County, NY
Kimberlee Culver, LCSW
Clinical Social Work/Therapist, LCSW
Verified Verified
Schoharie, NY 12157
Waitlist for new clients
My mission is to help you to identify the symptoms or areas of life you'd like to change and to aid you in making the changes necessary. My approach is supportive and cognitive-behavioral. I like to work on the powerful mind-body connection (see paragraph on Cognitive-Behavioral therapy and Dr. Herbert Benson, Harvard MD, on tube). Everything is confidential to provide a safe place to work on your issues. Recently I've been learning more about nutritional influences on mental health. I look forward to meeting new clients. Check out my video https://youtu.be/wzuVD-LPc7g
My mission is to help you to identify the symptoms or areas of life you'd like to change and to aid you in making the changes necessary. My approach is supportive and cognitive-behavioral. I like to work on the powerful mind-body connection (see paragraph on Cognitive-Behavioral therapy and Dr. Herbert Benson, Harvard MD, on tube). Everything is confidential to provide a safe place to work on your issues. Recently I've been learning more about nutritional influences on mental health. I look forward to meeting new clients. Check out my video https://youtu.be/wzuVD-LPc7g
(518) 302-0161 View (518) 302-0161
Photo of Larina Doreen Burris, Mental Health Counselor in Sullivan County, NY
Larina Doreen Burris
Mental Health Counselor, MHC-LP
Verified Verified
Yonkers, NY 10701  (Online Only)
Ever had too many thoughts at once? Or the feeling of your heart pounding out of your chest? Or even just not having the energy to get out of bed in the morning? Thats called anxiety. One of the most important aspects to understanding the world around you and the stressors around you is to understand the dynamics of yourself. Many of my clients have struggled with ADHD, ASD, Anger management issues, impulsivity, stress anxiety, depression and so much more.
Ever had too many thoughts at once? Or the feeling of your heart pounding out of your chest? Or even just not having the energy to get out of bed in the morning? Thats called anxiety. One of the most important aspects to understanding the world around you and the stressors around you is to understand the dynamics of yourself. Many of my clients have struggled with ADHD, ASD, Anger management issues, impulsivity, stress anxiety, depression and so much more.
(914) 444-2763 View (914) 444-2763
Photo of Kristie Doheny, Psychologist in Sullivan County, NY
Kristie Doheny
Psychologist, PsyD, LMSW, LMHC, RPT-S
Verified Verified
1 Endorsed
Mineola, NY 11501
While we can't change difficult situations of the past, we can work together to better understand and resolve challenges in your life. By applying complementary therapy approaches and techniques, we will unearth long-standing behavior patterns or negative perceptions that may be holding you back from experiencing a more fulfilling and meaningful life. If you're looking for extra support and guidance through a challenging situation or you're just ready to move in a new direction in your life, I look forward to working with you to achieve your goals.
While we can't change difficult situations of the past, we can work together to better understand and resolve challenges in your life. By applying complementary therapy approaches and techniques, we will unearth long-standing behavior patterns or negative perceptions that may be holding you back from experiencing a more fulfilling and meaningful life. If you're looking for extra support and guidance through a challenging situation or you're just ready to move in a new direction in your life, I look forward to working with you to achieve your goals.
(347) 756-5019 View (347) 756-5019
Photo of Cristina Murphy, Counselor in Sullivan County, NY
Cristina Murphy
Counselor, LMHC, CAMSII, DVS, TS, MA
Verified Verified
2 Endorsed
Merrick, NY 11566
Anxiety, insecurity, anger and depression get in the way of success and even more than that - they get in the way of you being happy with yourself and your life. Freeing yourself of these issues gives you the opportunity to experience life in a new way that improves your life, relationships, and your performance at work/school. Therapy can help you with these issues and you can begin to enjoy life again.
Anxiety, insecurity, anger and depression get in the way of success and even more than that - they get in the way of you being happy with yourself and your life. Freeing yourself of these issues gives you the opportunity to experience life in a new way that improves your life, relationships, and your performance at work/school. Therapy can help you with these issues and you can begin to enjoy life again.
(646) 603-0248 View (646) 603-0248
Photo of Katherine Nicholas, Clinical Social Work/Therapist in Sullivan County, NY
Katherine Nicholas
Clinical Social Work/Therapist, LMSW
Verified Verified
New York, NY 10003
I earned my Master of Social Work from New York University Silver School of Social Work with a focus in trauma-informed care for adolescents and young adults. I am particularly interested in working together with clients to process childhood trauma. I understand that past experiences have an impact on our present life. I believe that trauma impacts the nervous system and can present in both mental and physical symptoms in the body. I wishs to work with clients to build healthy coping mechanisms to help regulate the body.
I earned my Master of Social Work from New York University Silver School of Social Work with a focus in trauma-informed care for adolescents and young adults. I am particularly interested in working together with clients to process childhood trauma. I understand that past experiences have an impact on our present life. I believe that trauma impacts the nervous system and can present in both mental and physical symptoms in the body. I wishs to work with clients to build healthy coping mechanisms to help regulate the body.
(929) 295-5479 View (929) 295-5479
Photo of Ketamine Assisted Psychotherapy (Instant Insurance Verification), Clinical Social Work/Therapist in Sullivan County, NY
Ketamine Assisted Psychotherapy (Instant Insurance Verification)
Clinical Social Work/Therapist, MD, LCSW, PhD, PDOC, CPC
Verified Verified
New York, NY 10016
Feya Health is a woman-owned, Psychedelic Assisted Psychotherapy group practice, featured on MTV. Our Integrative approach helps clients address their self-destructive patterns by getting to the core and root of their issues. The result is a drastic reduction in the initial presenting symptoms over a short period of time. We offer a comprehensive, integrative & customizable approach to the Ketamine & Oxytocin Therapy Process and specialize in PTSD, CPTSD, EMDR, human optimization and Pharmaceutical Medication withdrawal.
Feya Health is a woman-owned, Psychedelic Assisted Psychotherapy group practice, featured on MTV. Our Integrative approach helps clients address their self-destructive patterns by getting to the core and root of their issues. The result is a drastic reduction in the initial presenting symptoms over a short period of time. We offer a comprehensive, integrative & customizable approach to the Ketamine & Oxytocin Therapy Process and specialize in PTSD, CPTSD, EMDR, human optimization and Pharmaceutical Medication withdrawal.
(718) 865-3750 View (718) 865-3750
Photo of Neuropsychologic Associates, PLLC, Psychologist in Sullivan County, NY
Neuropsychologic Associates, PLLC
Psychologist, PhD, DABP, FAPA
Verified Verified
1 Endorsed
Lynbrook, NY 11563
Neuropsychologic Associates, PLLC, offers a holistic team approach from an experienced and diverse group of clinical professionals, which include a clinical neuropsychologist, clinical psychologist, clinical social worker, clinical speech language pathologist, licensed mental health counselors, creative art therapists, and nutritionist. We provide our patients with an assessment, treatment, and therapeutic milieu from the initial diagnostic interview through decisive patient intervention and advocacy. Neuropsychologic Associates, PLLC, serves both adult and pediatric patients.
Neuropsychologic Associates, PLLC, offers a holistic team approach from an experienced and diverse group of clinical professionals, which include a clinical neuropsychologist, clinical psychologist, clinical social worker, clinical speech language pathologist, licensed mental health counselors, creative art therapists, and nutritionist. We provide our patients with an assessment, treatment, and therapeutic milieu from the initial diagnostic interview through decisive patient intervention and advocacy. Neuropsychologic Associates, PLLC, serves both adult and pediatric patients.
(516) 295-9640 View (516) 295-9640
Photo of At Home Psychedelic Therapy (Instant Insurance Verification), Clinical Social Work/Therapist in Sullivan County, NY
At Home Psychedelic Therapy (Instant Insurance Verification)
Clinical Social Work/Therapist, MD, PhD, LCSW, PDOC
Verified Verified
New York, NY 10011
Feya Health is a woman-owned, Psychedelic Assisted Psychotherapy group practice, featured on MTV. Our Integrative approach helps clients address their self-destructive patterns by getting to the core and root of their issues. The result is a drastic reduction in the initial presenting symptoms over a short period of time. We offer a comprehensive, integrative & customizable approach to the Ketamine & Oxytocin Therapy Process and specialize in EMDR, PTSD, CPTSD, human optimization and Pharmaceutical Medication withdrawal.
Feya Health is a woman-owned, Psychedelic Assisted Psychotherapy group practice, featured on MTV. Our Integrative approach helps clients address their self-destructive patterns by getting to the core and root of their issues. The result is a drastic reduction in the initial presenting symptoms over a short period of time. We offer a comprehensive, integrative & customizable approach to the Ketamine & Oxytocin Therapy Process and specialize in EMDR, PTSD, CPTSD, human optimization and Pharmaceutical Medication withdrawal.
(917) 789-1484 View (917) 789-1484
Photo of Christina DiBernardo, Counselor in Sullivan County, NY
Christina DiBernardo
Counselor, LMHC, BCB, MSEd, ACS
Verified Verified
1 Endorsed
Lynbrook, NY 11563
Feeling overwhelmed by anxiety, depression, stress, or relationship challenges? Perhaps you're grappling with the demands of parenting, trauma, or OCD. Whatever your circumstances, you deserve to feel understood, empowered, and guided towards greater well-being. At Expressive Connections, our team of compassionate therapists provides a nurturing environment where you can explore your emotions, gain insights, and develop effective coping strategies.
Feeling overwhelmed by anxiety, depression, stress, or relationship challenges? Perhaps you're grappling with the demands of parenting, trauma, or OCD. Whatever your circumstances, you deserve to feel understood, empowered, and guided towards greater well-being. At Expressive Connections, our team of compassionate therapists provides a nurturing environment where you can explore your emotions, gain insights, and develop effective coping strategies.
(516) 916-6181 View (516) 916-6181

See more therapy options for Sullivan County

Oxford Therapists

Does insurance cover therapy, prescriptions and other behavioral health services?

In general, yes. Laws in the U.S. require insurers to cover essential behavioral health care at the same level as other health care services. Most health plans require a medical diagnosis and treatments that are evidence based and medically essential. This means that life coaching and alternative therapies are not covered, nor is therapy without a diagnosis. Call the number on the back or your insurance card or visit your insurance company's website to review your Summary of Benefits. If you have insurance through your employer, your Human Resources department may also be able to answer questions.

How much does therapy cost with insurance?

The cost of therapy depends on your region, how much training and experience your therapist has, and the type of treatment. The rate for talk therapy generally falls between $100 and $250. For a client seeing an in-network provider, the cost of therapy is often similar to the cost of other health care services. Clients pay co-pays and may need to satisfy a plan’s deductible before benefits kick in.

What is the difference between In-Network and Out-of-Network insurance coverage?

An in-network provider has contracted with an insurer to get paid directly for services, and to accept the insurer’s rate of compensation. Clients are responsible for deductibles and copays. If a therapist is out of network, that means that the client pays the therapist directly for services at the therapist’s regular fee. Out-of-Network providers often give clients a receipt so that they can file for partial reimbursement with their insurance company.

Is it difficult to find an In-Network therapist?

It is not unusual for therapists to limit the number of insurance patients in their practice, so it’s important to check in-network availability when you schedule your first appointment. In regions and times where therapy is in high demand it may take longer to get scheduled with an in-network therapist.

What is the difference between HMO and PPO insurance plans?

HMO health plans only cover in-network services, there is no reimbursement for out-of-network providers. PPO plans often cover both in- and out-of-network services, though the client may pay more for out-of-network services.

What is a Superbill?

A superbill is a receipt for therapy services. It provides all the information required by insurance companies to reimburse you for out-of-network services, including the diagnostic codes for your care, the amount paid, and the dates and duration of care.

Does insurance cover Online therapy?

Many therapists who shifted their practice to online therapy during the pandemic have kept that arrangement. And most insurers continue to cover telehealth services, with a few exceptions. Preventive care (such as an annual depression screening) is often required to be in-person to be covered, and some states require prescribers of controlled substances to see those patients in person.

Does insurance cover Group therapy?

Many insurance plans provide coverage for group therapy provided there is a medical diagnosis for group members, but there are some noteworthy exceptions. For example, Medicare does not always cover group therapy. Group therapy tends to cost less than individual therapy.

Does insurance cover Couples therapy?

Most insurance companies do not cover the cost of couples therapy because there is no medical diagnosis or medically necessary treatment. However, a few plans will offer a limited benefit, so it is still worth checking with your insurance company. Sometimes therapy is covered for a couple when one person has a diagnosis and another family member joins them for joint therapy, but it is considered therapy for the medical condition that includes a family member as a listener or helper, not couples counseling. Without insurance, most clients pay between $100-300 per 60-90 min session for couples therapy. Often clients can find classes or workshops that make it more affordable to work on their relationship. And some employers offer benefit plans that help defray the cost of couples therapy.

Learn more about Insurance Coverage and Finding Affordable Therapy