Infidelity Therapists in 10012

Photo of Ian Kerner, Marriage & Family Therapist in 10012, NY
Ian Kerner
Marriage & Family Therapist, PhD, LMFT, CSC
Verified Verified
1 Endorsed
New York, NY 10012
Sex ruts, low desire, mismatched libidos, sexual incompatibility, early ejaculation, erectile unpredictability, orgasm issues, porn problems, out of control sexual behaviors, sexual trauma, sex after infidelity, negotiating non-monogamy, positive communication, behavioral change and cultivating a healthy relationship that lends itself to a healthy sex life.
When it comes to sex and relationship problems, many of us lead lives of quiet desperation. Sometimes you can be lying in bed next to someone and feel a million miles apart. I am a licensed psychotherapist, specializing in couple therapy and sex therapy. I am the New York Times best-selling author of "She Comes First," and I regularly contribute to major publications such as The Atlantic, The Economist and CNN Health amongst others. Talking about sex and relationships is hard, but self-silencing is even harder. My approach is solutions-oriented, with an emphasis on honest communication, and I give homework in between sessions.
Sex ruts, low desire, mismatched libidos, sexual incompatibility, early ejaculation, erectile unpredictability, orgasm issues, porn problems, out of control sexual behaviors, sexual trauma, sex after infidelity, negotiating non-monogamy, positive communication, behavioral change and cultivating a healthy relationship that lends itself to a healthy sex life.
When it comes to sex and relationship problems, many of us lead lives of quiet desperation. Sometimes you can be lying in bed next to someone and feel a million miles apart. I am a licensed psychotherapist, specializing in couple therapy and sex therapy. I am the New York Times best-selling author of "She Comes First," and I regularly contribute to major publications such as The Atlantic, The Economist and CNN Health amongst others. Talking about sex and relationships is hard, but self-silencing is even harder. My approach is solutions-oriented, with an emphasis on honest communication, and I give homework in between sessions.
(646) 791-4319 View (646) 791-4319
Photo of Marcus M. Silverman, Licensed Psychoanalyst in 10012, NY
Marcus M. Silverman
Licensed Psychoanalyst, MA, LP, NCPsyA
Verified Verified
1 Endorsed
New York, NY 10012
I have had meaningful success working with individuals dealing with depression and anxiety and other existential difficulties, and with couples, married or otherwise, particularly with communication (or lack thereof) and post-infidelity.
Psychotherapy is, most honestly, a very remarkable and often surprising kind of 'conversation.' The distinction being that when we have a 'conversation,' we only know where it will begin, but not where it will end. The 'getting there,' the movement toward 'the end,' is often a thought-provoking, pleasurable, funny, sad, profound experience that changes people in wholly positive ways. When therapist and patient develop a good working relationship, transformative things can happen. My work centers around creating a serious, useful, and private space to begin exploring the depths of what causes you to suffer, or feel misunderstood.
I have had meaningful success working with individuals dealing with depression and anxiety and other existential difficulties, and with couples, married or otherwise, particularly with communication (or lack thereof) and post-infidelity.
Psychotherapy is, most honestly, a very remarkable and often surprising kind of 'conversation.' The distinction being that when we have a 'conversation,' we only know where it will begin, but not where it will end. The 'getting there,' the movement toward 'the end,' is often a thought-provoking, pleasurable, funny, sad, profound experience that changes people in wholly positive ways. When therapist and patient develop a good working relationship, transformative things can happen. My work centers around creating a serious, useful, and private space to begin exploring the depths of what causes you to suffer, or feel misunderstood.
(347) 983-1319 View (347) 983-1319
Photo of Claire Hapke, Marriage & Family Therapist in 10012, NY
Claire Hapke
Marriage & Family Therapist, PsyD
Verified Verified
5 Endorsed
New York, NY 10012
Couples in their 20s an 30s often struggle with disconnectedness, infidelity, communication, and understanding their own needs.
I support individuals struggling with depression, anxiety, trauma, and big life transitions. I specialize in working with people in their 20s and 30s who are trying to figure out who they want to be in the world. This time can bring big decisions regarding career, relationship, and family. Often called a quarter-life crisis, it is often hard for us to maintain that strength amid uncertainty, self-doubt, and fear. I help clients experiencing a quarter-life crisis to explore problem areas and harness their inner strength and resilience.
Couples in their 20s an 30s often struggle with disconnectedness, infidelity, communication, and understanding their own needs.
I support individuals struggling with depression, anxiety, trauma, and big life transitions. I specialize in working with people in their 20s and 30s who are trying to figure out who they want to be in the world. This time can bring big decisions regarding career, relationship, and family. Often called a quarter-life crisis, it is often hard for us to maintain that strength amid uncertainty, self-doubt, and fear. I help clients experiencing a quarter-life crisis to explore problem areas and harness their inner strength and resilience.
(310) 879-5903 View (310) 879-5903
Photo of Genoveva Garcia, Clinical Social Work/Therapist in 10012, NY
Genoveva Garcia
Clinical Social Work/Therapist, LCSW
Verified Verified
New York, NY 10012
I support families, couples, and individuals experiencing issues around life transitions, losses, and grief, depression, anxiety, trauma, relational issues, parenting, the process of deciding and becoming parents, infidelity, intercultural dynamics, integrating cultural and transnational experiences.
As a relational therapist, I am deeply passionate to support individuals, families, and couples as they navigate life transitions and different experiences that impact connection with oneself and/or with one another. I strongly believe in the power of resilience (capacity to recover from any impact) and finding growth in the midst of challenges. I also believe, that sometimes finding the openings for growth are not so visible or accessible to our perception and therapy can support expanding that vision.
I support families, couples, and individuals experiencing issues around life transitions, losses, and grief, depression, anxiety, trauma, relational issues, parenting, the process of deciding and becoming parents, infidelity, intercultural dynamics, integrating cultural and transnational experiences.
As a relational therapist, I am deeply passionate to support individuals, families, and couples as they navigate life transitions and different experiences that impact connection with oneself and/or with one another. I strongly believe in the power of resilience (capacity to recover from any impact) and finding growth in the midst of challenges. I also believe, that sometimes finding the openings for growth are not so visible or accessible to our perception and therapy can support expanding that vision.
(917) 794-3594 View (917) 794-3594
Photo of Bonnie Eaker Weil, Clinical Social Work/Therapist in 10012, NY
Bonnie Eaker Weil
Clinical Social Work/Therapist, PhD
Verified Verified
New York, NY 10012
"Make Up, Don't Break Up," "Adultery: The Forgivable Sin," and "Financial Infidelity.
Struggling with fighting, your spouse withdrawing or feeling out of love? Looking to attract the man or woman of your dreams and feeling weary? Plagued by money problems and you and your partner end up fighting about it? Dealing with cheating or an affair and have lost trust in your partner or yourself? In a relationship that feels toxic.. or you just feel stuck?I am here to help in the areas of Curing and Preventing Adultery and all aspects of supporting women and men to attract, keep and sustain forever love. I teach individuals and couples my proprietary process
"Make Up, Don't Break Up," "Adultery: The Forgivable Sin," and "Financial Infidelity.
Struggling with fighting, your spouse withdrawing or feeling out of love? Looking to attract the man or woman of your dreams and feeling weary? Plagued by money problems and you and your partner end up fighting about it? Dealing with cheating or an affair and have lost trust in your partner or yourself? In a relationship that feels toxic.. or you just feel stuck?I am here to help in the areas of Curing and Preventing Adultery and all aspects of supporting women and men to attract, keep and sustain forever love. I teach individuals and couples my proprietary process
(212) 606-3787 View (212) 606-3787
Photo of Julie Nicole Saperstein, Clinical Social Work/Therapist in 10012, NY
Julie Nicole Saperstein
Clinical Social Work/Therapist, LCSW, LICSW
Verified Verified
2 Endorsed
New York, NY 10012  (Online Only)
I provide psychotherapy to individuals, couples, families and groups. I specialize in Dialectical Behavioral Therapy (DBT), but my approach is varied and client driven. I customize a combination of a deep exploration of the past with a pragmatic skills-based way to move forward. My clients receive therapy that feels authentic, safe, warm and conducive to profound growth. I treat a wide range of issues and disorders including ADHD, Anxiety, Depression, Addiction, Bipolar Disorder and Borderline Personality Disorder. I also specialize in couples work, including post infidelity reconciliation. I also do Ketamine Assisted Therapy
I provide psychotherapy to individuals, couples, families and groups. I specialize in Dialectical Behavioral Therapy (DBT), but my approach is varied and client driven. I customize a combination of a deep exploration of the past with a pragmatic skills-based way to move forward. My clients receive therapy that feels authentic, safe, warm and conducive to profound growth. I treat a wide range of issues and disorders including ADHD, Anxiety, Depression, Addiction, Bipolar Disorder and Borderline Personality Disorder. I also specialize in couples work, including post infidelity reconciliation. I also do Ketamine Assisted Therapy
(201) 884-1704 View (201) 884-1704
Photo of Christopher M. Shea, Clinical Social Work/Therapist in 10012, NY
Christopher M. Shea
Clinical Social Work/Therapist, LCSW, CASAC, CSAT, CPTT, CST
Verified Verified
1 Endorsed
New York, NY 10012
I provide empathy, insight, and a seasoned approach in treating addiction, grief, trauma, anxiety, depression, and personality challenges. I assist individuals seeking freedom from out-of-control behaviors including substance abuse, sexual compulsivity, and other habituated difficulties. I'm credentialed to treat partners and couples affected by sexual betrayal as well as those experiencing negative relationship dynamics in general. My scope of practice also includes treating LGBTQ issues. Being a guide through adversity and loss, be it sudden or cumulative, is a primary objective in my collaborative approach with all my clients.
I provide empathy, insight, and a seasoned approach in treating addiction, grief, trauma, anxiety, depression, and personality challenges. I assist individuals seeking freedom from out-of-control behaviors including substance abuse, sexual compulsivity, and other habituated difficulties. I'm credentialed to treat partners and couples affected by sexual betrayal as well as those experiencing negative relationship dynamics in general. My scope of practice also includes treating LGBTQ issues. Being a guide through adversity and loss, be it sudden or cumulative, is a primary objective in my collaborative approach with all my clients.
(917) 979-5596 View (917) 979-5596
Photo of Brittany Dursi, Clinical Social Work/Therapist in 10012, NY
Brittany Dursi
Clinical Social Work/Therapist, LCSW, ABA
Verified Verified
4 Endorsed
New York, NY 10012  (Online Only)
Relationship Work: Maintaining exciting, healthy and fulfilling romantic relationships can be challenging. I work with individuals and couples motivated to improve the romance in their lives. Whether it be the ability to feel confident in meeting potential partners, identifying if your current relationship is the right fit, healing from infidelity or sexual trauma, improving sexual connectedness and decreasing feelings of shame around issues such as porn addiction, we will work together as a team to reach your desired goals in a safe and supportive environment.
Relationship Work: Maintaining exciting, healthy and fulfilling romantic relationships can be challenging. I work with individuals and couples motivated to improve the romance in their lives. Whether it be the ability to feel confident in meeting potential partners, identifying if your current relationship is the right fit, healing from infidelity or sexual trauma, improving sexual connectedness and decreasing feelings of shame around issues such as porn addiction, we will work together as a team to reach your desired goals in a safe and supportive environment.
(917) 336-7234 View (917) 336-7234
Photo of Maryjane Nelson, LCSW, Clinical Social Work/Therapist in 10012, NY
Maryjane Nelson, LCSW
Clinical Social Work/Therapist, LMSW, LCSW
Verified Verified
New York, NY 10012
Most often couples are wanting to deal better with conflict, develop or recover intimacy, heal from affairs and painful relationship patterns and events.
Clients begin therapy to address issues related to relationship problems, anxiety, job issues, social anxiety, low self-esteem, coping with the loss of an important relationship and having to make significant life decisions or life transitions. The therapeutic relationship is paramount to successful therapeutic outcomes To that end, my style of practice is collaborative and supportive. I work to provide an emotionally safe environment to develop trust and relationship. I utilize cognitive behavioral interventions, mindfulness and CBT and specialize in couples work. I am fully trained in Gottman and Couples Institute work.
Most often couples are wanting to deal better with conflict, develop or recover intimacy, heal from affairs and painful relationship patterns and events.
Clients begin therapy to address issues related to relationship problems, anxiety, job issues, social anxiety, low self-esteem, coping with the loss of an important relationship and having to make significant life decisions or life transitions. The therapeutic relationship is paramount to successful therapeutic outcomes To that end, my style of practice is collaborative and supportive. I work to provide an emotionally safe environment to develop trust and relationship. I utilize cognitive behavioral interventions, mindfulness and CBT and specialize in couples work. I am fully trained in Gottman and Couples Institute work.
(917) 383-0868 View (917) 383-0868
Photo of Zairys Feliz, Clinical Social Work/Therapist in 10012, NY
Zairys Feliz
Clinical Social Work/Therapist, LCSW
Verified Verified
New York, NY 10012
Dating, maintaining healthy relationships, and keeping it spicy in the bedroom can be challenging and feel overwhelming. Whether you are single or in a relationship, couple’s therapy can help. My work with Couples focuses on issues of communication, intimacy, infidelity, trust and sexual difficulties. If you are single, and are looking to work through past or prospective relationships, we can work on helping identify the factors getting in the way of finding, or maintaining healthy relationships. 
Dating, maintaining healthy relationships, and keeping it spicy in the bedroom can be challenging and feel overwhelming. Whether you are single or in a relationship, couple’s therapy can help. My work with Couples focuses on issues of communication, intimacy, infidelity, trust and sexual difficulties. If you are single, and are looking to work through past or prospective relationships, we can work on helping identify the factors getting in the way of finding, or maintaining healthy relationships. 
(914) 600-3515 View (914) 600-3515
Photo of Stephen Mcfadden, Clinical Social Work/Therapist in 10012, NY
Stephen Mcfadden
Clinical Social Work/Therapist, LCSW
Verified Verified
New York, NY 10012  (Online Only)
My commitment is to help you feel better and learn ways to change problematic patterns within the first few sessions. I combine different methods (talk therapy, hypnosis, EMDR and Somatic Experiencing) to help people make positive changes in their lives. I have 30+ years experience, with specialization in relationship problems, sexuality issues, and recovery from childhood and adult trauma. My approach is highly interactive. Sessions involve feedback and teaching of methods and skills to help you get your life back on track.
My commitment is to help you feel better and learn ways to change problematic patterns within the first few sessions. I combine different methods (talk therapy, hypnosis, EMDR and Somatic Experiencing) to help people make positive changes in their lives. I have 30+ years experience, with specialization in relationship problems, sexuality issues, and recovery from childhood and adult trauma. My approach is highly interactive. Sessions involve feedback and teaching of methods and skills to help you get your life back on track.
(646) 699-3926 View (646) 699-3926
Photo of Rob M. Fierstein, Clinical Social Work/Therapist in 10012, NY
Rob M. Fierstein
Clinical Social Work/Therapist, LCSW, PLLC
Verified Verified
18 Endorsed
New York, NY 10012
I am an experienced psychotherapist and practice in a neutral, non- judgmental way. If you are looking to gain a deeper understanding of your internal struggles or feel a greater sense of personal fulfillment, I can help you. I have worked with people with a variety of concerns; including, trauma, emotional dysregulation, identity concerns, difficulty in relationships, addictions and managing mental illness. I have extensive postgraduate training in adult, child and adolescent psychotherapy. My practice is limited to adult (individuals and couples) and teens. I work with people to receive out of network insurance reimbursement.
I am an experienced psychotherapist and practice in a neutral, non- judgmental way. If you are looking to gain a deeper understanding of your internal struggles or feel a greater sense of personal fulfillment, I can help you. I have worked with people with a variety of concerns; including, trauma, emotional dysregulation, identity concerns, difficulty in relationships, addictions and managing mental illness. I have extensive postgraduate training in adult, child and adolescent psychotherapy. My practice is limited to adult (individuals and couples) and teens. I work with people to receive out of network insurance reimbursement.
(917) 512-5721 View (917) 512-5721
Photo of Julianne Jimenez, Clinical Social Work/Therapist in 10012, NY
Julianne Jimenez
Clinical Social Work/Therapist, LCSW, CSAT
Verified Verified
1 Endorsed
New York, NY 10012  (Online Only)
The most rewarding thing I do is help people create more intimacy & vulnerability with themselves and others. One of my main focuses is helping clients embrace their relationships in healthier ways. I enjoy working with clients who have blocks that are keeping them from desired romantic relationships. Together we can address underlying stresses from trauma or current triggers and work through them, developing new coping skills along the way. I believe individuals understand their strengths and limitations best, and so my task will be in helping to deepen awareness.
The most rewarding thing I do is help people create more intimacy & vulnerability with themselves and others. One of my main focuses is helping clients embrace their relationships in healthier ways. I enjoy working with clients who have blocks that are keeping them from desired romantic relationships. Together we can address underlying stresses from trauma or current triggers and work through them, developing new coping skills along the way. I believe individuals understand their strengths and limitations best, and so my task will be in helping to deepen awareness.
(631) 616-6459 View (631) 616-6459
Photo of Jennifer Lieber, Clinical Social Work/Therapist in 10012, NY
Jennifer Lieber
Clinical Social Work/Therapist, LCSW-R, LP
Verified Verified
New York, NY 10012
Call me today and we can begin the journey to your better life. I will help you be brave in tackling whatever obstacles are getting in the way of you living the life you want. My clients gain clarity about themselves and others, create more harmonious and fulfilling relationships, and rediscover their passion and enthusiasm for life. I have over 25 years of experience working with adolescents, adults, couples and groups. I look forward to hearing from you and getting started!
Call me today and we can begin the journey to your better life. I will help you be brave in tackling whatever obstacles are getting in the way of you living the life you want. My clients gain clarity about themselves and others, create more harmonious and fulfilling relationships, and rediscover their passion and enthusiasm for life. I have over 25 years of experience working with adolescents, adults, couples and groups. I look forward to hearing from you and getting started!
(646) 681-1370 View (646) 681-1370
Photo of Riva L. Tait, Psychologist in 10012, NY
Riva L. Tait
Psychologist, JD, PhD
Verified Verified
New York, NY 10012
Feeling alone, confused or overwhelmed? Anxious or depressed? Struggling with an emotionally unhealthy relationship or unable to establish a fulfilling, intimate one? Not realizing your personal or professional goals or reaching your potential? Psychotherapy with a highly trained, experienced professional can provide a safe space to deal with these and many other issues and facilitate change. I view psychotherapy as a journey that you and I take together to help you explore and reflect on problems that are troubling you. I am a licensed clinical psychologist and certified psychoanalyst with over 20 years of training and experience.
Feeling alone, confused or overwhelmed? Anxious or depressed? Struggling with an emotionally unhealthy relationship or unable to establish a fulfilling, intimate one? Not realizing your personal or professional goals or reaching your potential? Psychotherapy with a highly trained, experienced professional can provide a safe space to deal with these and many other issues and facilitate change. I view psychotherapy as a journey that you and I take together to help you explore and reflect on problems that are troubling you. I am a licensed clinical psychologist and certified psychoanalyst with over 20 years of training and experience.
(646) 760-4536 View (646) 760-4536
Photo of Ellen Shustorovich, Psychologist in 10012, NY
Ellen Shustorovich
Psychologist, PhD
Verified Verified
New York, NY 10012
My approach to therapy is warm and collaborative, and I seek to create a treatment specifically tailored to each client's needs. My training in psycho-dynamic, cognitive behavioral and dialectical behavioral psychotherapy, as well as mindfulness and health psychology allows me to creatively integrate all of these modalities in the treatment of depressive and anxiety disorders.
My approach to therapy is warm and collaborative, and I seek to create a treatment specifically tailored to each client's needs. My training in psycho-dynamic, cognitive behavioral and dialectical behavioral psychotherapy, as well as mindfulness and health psychology allows me to creatively integrate all of these modalities in the treatment of depressive and anxiety disorders.
(855) 570-7758 View (855) 570-7758
Photo of Kyle Canales, Pre-Licensed Professional in 10012, NY
Kyle Canales
Pre-Licensed Professional, LP, MHC
Verified Verified
2 Endorsed
New York, NY 10012
Throughout life, we all gather scrapes, bruises, and cuts. Usually, we try to do our best to clean these wounds, and go on with our lives. However, we might sometimes be busy, unable, or too nervous to clean these injuries thoroughly. As a result, we tend to find ways to cover them up quickly. Early stages of the therapeutic process might include approaching those old wounds, unwrapping the old bandages covering them. As we approach and discuss these challenges, we can spend time conceptualizing coping mechanisms that encourage healing. Over time, something that hurt so profoundly might begin to heal into a less visible scar.
Throughout life, we all gather scrapes, bruises, and cuts. Usually, we try to do our best to clean these wounds, and go on with our lives. However, we might sometimes be busy, unable, or too nervous to clean these injuries thoroughly. As a result, we tend to find ways to cover them up quickly. Early stages of the therapeutic process might include approaching those old wounds, unwrapping the old bandages covering them. As we approach and discuss these challenges, we can spend time conceptualizing coping mechanisms that encourage healing. Over time, something that hurt so profoundly might begin to heal into a less visible scar.
(347) 658-1383 View (347) 658-1383
Photo of Anthony Preischel, Pre-Licensed Professional in 10012, NY
Anthony Preischel
Pre-Licensed Professional, MCH, LP
Verified Verified
New York, NY 10012
Waitlist for new clients
Please email for information regarding wait list as my caseload is currently at capacity.
Please email for information regarding wait list as my caseload is currently at capacity.
(646) 655-2737 View (646) 655-2737
Photo of Berta Alicia Garcia Bustamante, Clinical Social Work/Therapist in 10012, NY
Berta Alicia Garcia Bustamante
Clinical Social Work/Therapist, LCSW, LMSW
Verified Verified
1 Endorsed
New York, NY 10012  (Online Only)
Waitlist for new clients
Imagine what it would be like to discover and amplify what’s already there—an inborn wellness and inherent strength that comes from roots that are spiritual, cultural and unconditional!! It’s such an honor to take this walk toward whole-self wellness with the people I serve. Together, we will safely and gently process emotions that connect your past to the here & now so you can increase your capacity to enjoy your life.
Imagine what it would be like to discover and amplify what’s already there—an inborn wellness and inherent strength that comes from roots that are spiritual, cultural and unconditional!! It’s such an honor to take this walk toward whole-self wellness with the people I serve. Together, we will safely and gently process emotions that connect your past to the here & now so you can increase your capacity to enjoy your life.
(347) 479-1349 View (347) 479-1349
Photo of Vanessa Jackson, Clinical Social Work/Therapist in 10012, NY
Vanessa Jackson
Clinical Social Work/Therapist, LCSW-R
Verified Verified
New York, NY 10012
You have the potential to live a fulfilling life, one that is respectful of your experiences and true to your values. Psychotherapy is not about changing you, it is about helping you become more of who you really are. I am a certified psychoanalyst and clinical social worker. In my practice, we work with adults of all ages who are feeling stuck and want support in finding a way forward.
You have the potential to live a fulfilling life, one that is respectful of your experiences and true to your values. Psychotherapy is not about changing you, it is about helping you become more of who you really are. I am a certified psychoanalyst and clinical social worker. In my practice, we work with adults of all ages who are feeling stuck and want support in finding a way forward.
(646) 553-6424 View (646) 553-6424
Infidelity Therapists

How does therapy for infidelity work?

A skilled infidelity therapist will provide a safe space for clients to communicate their feelings and concerns. The goal is to be completely honest about what led to the cheating and how it has affected the entire family to prevent it from recurring in the future. The therapist will help the clients work on rebuilding mutual trust and respect and developing better communication and conflict-resolution skills. If the goal is to remain a couple, clients will learn the “danger signs” for their specific relationship, and they will make a renewed commitment to be faithful.

How long does therapy for infidelity take?

Recovery from infidelity can take time, and it can vary from person to person. Generally, a therapist will want to see the clients at least once a week for around six months. Then the sessions can be arranged as needed, depending on the clients’ individual needs. While therapy may end or shift to an as-needed basis, it can take up to two years or more for some clients to fully recover from infidelity.

How does therapy help the partner who was cheated on?

When a client discovers their partner’s infidelity, their trust in the relationship and in the life they had together may be shattered. They often experience mental health symptoms, such as anxiety, depression, grief, and post-traumatic stress disorder (PTSD). They don’t always want to stay in the relationship; they may feel ambivalent or may even want to leave. Therapy gives these clients a safe and healthy way to communicate all of their complicated emotions and concerns.

How does therapy help the partner who committed infidelity?

Infidelity often occurs when one or both partners’ emotional needs are not being met in the relationship. Therapy can help this client understand why they cheated and figure out how to address those unmet needs without resorting to infidelity in the future. This can lessen (but not entirely eliminate) the risk of repeated infidelity. Clients who cheat may also feel intense guilt about deceiving their partners, a sentiment that they can work through in therapy.